Wednesday, October 16, 2024
HomeBusinessPaytm Payments Bank: पेटीएम से हुई क्या भूल जो मिली ऐसी सजा,...

Paytm Payments Bank: पेटीएम से हुई क्या भूल जो मिली ऐसी सजा, आरबीआई को मिली हैं ये गड़बड़ियां, पूरी डिटेल

भारतीय रिजर्व बैंक (RBI) ने पेटीएम पेमेंट्स बैंक (Paytm Payments Bank) पर कड़ा कदम उठाया है। मीडिया रिपोर्ट्स के मुताबिक, RBI ने पेटीएम में मनी लॉन्ड्रिंग और नो-योर-कस्टमर (KYC) से जुड़ी गड़बड़ियां देखी हैं। प्रेस विज्ञप्ति के अनुसार, कुछ महीने पहले RBI ने प्रवर्तन निदेशालय (ED) को पेटीएम में इस उल्लंघन की सूचना दी थी, लेकिन उल्लंघन जारी रहा। अब RBI ने पेटीएम पेमेंट्स बैंक पर प्रतिबंध लगा दिया है।

Read more: Paytm को मिला नया बैंकिंग पार्टनर, अब लेन-देन में नहीं होगी कोई भी परेशानी 

पेटीएम की कई सेवाएं 29 फरवरी से बंद होंगी और पेटीएम का पेमेंट बाजार में करीब 17% हिस्सा है। RBI के इस प्रतिबंध के परिणामस्वरूप, करोड़ों उपयोगकर्ताएं प्रभावित हो रहे हैं और इससे शेयरों में भारी गिरावट हो रही है। आज, पेटीएम के शेयर 10% की गिरावट के साथ 438.50 रुपये के निचले सर्किट पर ट्रेड किए जा रहे हैं। निवेशकों में इस निर्णय से संबंधित अधिकतम असमंजस है।

nse: paytm share today

पेटीएम पेमेंट बैंक पर क्यों हुई कार्रवाई:-

मीडिया रिपोर्ट्स के अनुसार, पेटीएम पेमेंट्स बैंक में लाखों खातों में केवाईसी का उल्लंघन हुआ था, जिससे बैंक को अपने ग्राहकों की पहचान में कठिनाई हो रही थी। इसका मतलब था कि बैंक को यह नहीं पता था कि वे कौन-कौन से ग्राहकों के साथ संबंधित थे, जिससे धोखाधड़ी और मनी लॉन्ड्रिंग का खतरा बढ़ जाता है। रिपोर्ट के अनुसार, पेटीएम पेमेंट्स बैंक लिमिटेड (PPBL) के पास लाखों ऐसे खाते थे जिनमें केवाईसी का पालन नहीं किया गया था। कई मामलों में, एक पैन कार्ड का इस्तेमाल करके कई खाते खोले गए थे। इन खातों में हुए लेन-देन में करोड़ों रुपये का विवाद है, जो नियमों के अनुसार अधिक था, जिससे मनी लॉन्ड्रिंग की आशंका उत्पन्न होती है। रिपोर्ट के अनुसार, पेटीएम पेमेंट्स बैंक के पास करीब 35 करोड़ ई-वॉलेट हैं, जिनमें से करीब 31 करोड़ निष्किय हैं। इसमें लाखों खाते ऐसे हैं जिनमें केवाईसी का अनुसरण नहीं किया गया है। इसके अलावा, RBI पर भी यह आरोप है कि पेटीएम पेमेंट्स बैंक ने गलत और अधूरी जानकारी प्रदान की है। इन खातों के माध्यम से संदिग्ध लेन-देन का पता चला है, जिसके आधार पर RBI ने कड़ा एक्शन लिया है। अब यदि कोई नई गलती सामने आती है तो इसे शीघ्रता से जांचा जाएगा।

आरबीआई ने ये पाबंदी लगााईं: –

रिजर्व बैंक ऑफ इंडिया (RBI) के अनुसार, पेटीएम की ऑडिट रिपोर्ट और बाहरी ऑडिटरों की रिपोर्ट में खुलासा हुआ है कि पेटीएम ने नियमों का लगातार उल्लंघन किया है। इसके बाद, पेटीएम पेमेंट्स बैंक पर बैंकिंग रेगुलेशन एक्ट के 35ए नियम के तहत कड़ा एक्शन लिया गया है। अब, 29 फरवरी के बाद, पेटीएम पेमेंट्स बैंक के ग्राहक कोई भी क्रेडिट-डिपॉजिट, ट्रांजेक्शन, फास्ट टैग, और ट्रांजेक्शन का इस्तेमाल नहीं कर पाएंगे। पेटीएम पेमेंट्स बैंक लिमिटेड के ग्राहक 29 फरवरी के बाद इसका इस्तेमाल नहीं कर पाएंगे। RBI ने पेटीएम को 15 मार्च तक नोडल अकाउंट सेटल करने के लिए निर्देशित किया है।

ये सर्विस रहेंगी चालू:-

सभी प्रतिबंध आरबीआई द्वारा पेटीएम पेमेंट्स बैंक पर लगाए गए हैं। इसलिए, पेटीएम क्यूआर, बीमा, कर्ज वितरण, साउंडबॉक्स, और कार्ड मशीन आदि की सभी सेवाएं इस प्रतिबंध का प्रभाव नहीं महसूस करेंगी। पेमेंट्स बैंक के सभी व्यापारिक क्षेत्रों को प्रभावित किया जाएगा। आरबीआई ने यह निर्देश दिया है कि पेटीएम को अपने ग्राहकों को उनके बैलेंस निकालने और इसका इस्तेमाल करने के लिए पूरी सुविधा प्रदान की जाए। यह सुविधा उन ग्राहकों के लिए भी होगी जिनके पास पेटीएम के सेविंग्स और करेंट अकाउंट हैं या जो फास्ट टैग का उपयोग कर रहे हैं। पेटीएम की सभी सेवाएं 29 फरवरी के बाद आम तौर से कार्य करती रहेंगी।

RELATED ARTICLES

66 COMMENTS

  1. Helpful information. Lucky me I discovered your site by chance, and
    I am shocked why this coincidence did not took place in advance!
    I bookmarked it.

  2. Explore your future effortlessly! Connect instantly with seasoned astrologers for insightful guidance. Get your Free Kundli prediction and chart your path ahead with our convenient Call with astrologer service.

  3. Wow! In the end I got a weblog from where I be capable of
    in fact obtain helpful data concerning my study and knowledge.

  4. Hi there! I know this is kinda off topic however I’d figured I’d ask.

    Would you be interested in exchanging links or
    maybe guest writing a blog post or vice-versa? My blog discusses a
    lot of the same subjects as yours and I believe we could greatly benefit from
    each other. If you might be interested feel free to send
    me an email. I look forward to hearing from you!

    Excellent blog by the way!

  5. I have been exploring for a bit for any high quality articles or blog
    posts on this kind of house . Exploring in Yahoo I eventually stumbled upon this site.
    Reading this info So i am glad to exhibit that I have a very good uncanny feeling I came upon exactly what I needed.
    I such a lot surely will make sure to don?t put out of your mind this site and provides it a look regularly.

  6. I think this is among the such a lot important info for
    me. And i’m happy studying your article. However wanna statement on some normal issues, The site taste is wonderful, the articles is really great :
    D. Excellent process, cheers

  7. Amazing blog! Do you have any helpful hints for aspiring writers?
    I’m hoping to start my own blog soon but I’m a little lost on everything.
    Would you recommend starting with a free platform like WordPress or
    go for a paid option? There are so many options out there that
    I’m completely confused .. Any ideas? Many thanks!

  8. Hi there! This article couldn’t be written any better! Going through this post
    reminds me of my previous roommate! He always kept talking
    about this. I am going to forward this article to him.

    Fairly certain he’ll have a good read. Thank you for sharing!

  9. I’m amazed, I must say. Rarely do I encounter a blog that’s equally educative and entertaining, and without a doubt, you’ve hit
    the nail on the head. The problem is something which not enough
    folks are speaking intelligently about. I am very happy I found this in my search for something concerning this.

  10. If you wish to acquire cars and truck money management online,
    you must shorten all the feasible deals as well as costs that match your
    finances. As commonly along with the situation of many, they tend to
    disregard the importance of contrasting money management quotes that they often tend to spend three times as much as they could have in fact saved.

  11. each time i used to read smaller articles that also clear their
    motive, and that is also happening with this post which I am reading here.

  12. I really like your blog.. very nice colors & theme. Did you create this website yourself or did you
    hire someone to do it for you? Plz respond as I’m looking to construct my own blog and would like to know
    where u got this from. thanks a lot.

  13. Good day! Would you mind if I share your blog with my facebook group?

    There’s a lot of people that I think would really
    enjoy your content. Please let me know. Cheers

  14. Hi, i thijnk that i saaw yyou visijted mmy websiite thuss
    i cme too “return the favor”.I aam tryuing too findd thgings to enhnce my site!I suppose its ok to usee some of
    your ideas!!

  15. wonderful publish, very informative. I’m wondering why the other experts of this sector do not notice
    this. You must continue your writing. I am
    sure, you have a great readers’ base already!

  16. Wow that was odd. I just wrote an incredibly long comment but after I clicked submit my comment didn’t appear.
    Grrrr… well I’m not writing all that over again. Regardless,
    just wanted to say excellent blog!

  17. Today, I went to the beach with my kids. I found a sea shell and gave it to my
    4 year old daughter and said “You can hear the ocean if you put this to your ear.” She put the shell
    to her ear and screamed. There was a hermit crab inside and it pinched her ear.
    She never wants to go back! LoL I know this is totally off
    topic but I had to tell someone!

  18. Useful information. Fortunate me I discovered your web site
    unintentionally, and I’m surprised why this accident
    did not happened in advance! I bookmarked it.

  19. Thanks for the goodd writeup. It in reality was once a amuxement account it.
    Look complcated to faar brought agrreeable from you!
    However, how caan we communicate?

  20. Great work! That is the kind of info that are supposed to be shared across the
    net. Shame on Google for no longer positioning this put up higher!
    Come on over and talk over with my web site . Thanks
    =)

  21. I pay a quick visit everyday some web sites and information sites to read content, however this weblog gives
    quality based posts.

  22. We are a group of volunteers and starting a brand new scheme in our
    community. Your web site provided us with valuable info to work on. You’ve done
    a formidable activity and our whole neighborhood shall be grateful to you.

  23. Hello everybody, here every person is sharing these kinds of experience, therefore it’s pleasant to read
    this web site, and I used to go to see this website all the time.

  24. Excellent goods from you, man. I have understand your
    stuff previous to and you’re just too magnificent. I really like what you’ve acquired here, certainly like what you’re
    saying and the way in which you say it. You make it enjoyable
    and you still take care of to keep it sensible. I cant wait to read far more from you.
    This is really a wonderful website.

  25. Very nice post. I just stumbled upon your weblog and wanted to say that
    I’ve truly enjoyed browsing your blog posts. In any case I will be
    subscribing to your feed and I hope you write
    again very soon!

  26. Hello, i believe that i saw you visited my web site thus i came
    to return the prefer?.I’m attempting to find issues to improve my web site!I assume its good enough to make use of a few of your
    ideas!!

  27. Pretty portion of content. I simply stumbled upon your weblog
    and in accession capital to assert that I acquire
    in fact enjoyed account your weblog posts.
    Anyway I’ll be subscribing on your feeds and even I
    achievement you access persistently fast.

  28. Howdy I am so delighted I found your webpage, I really found
    you by mistake, while I was browsing on Digg for something else, Nonetheless I am here now and would just like to say thanks for a fantastic post and a all round exciting blog (I also love the theme/design), I don’t have time to read it all at the moment but I have bookmarked it and also added in your RSS feeds, so when I have time I will be
    back to read a great deal more, Please do keep up the excellent b.

  29. The other day, while I was at work, my sister stole my iphone and tested to see if it can survive
    a thirty foot drop, just so she can be a youtube
    sensation. My iPad is now destroyed and she has 83 views.
    I know this is entirely off topic but I had to share it with someone!

  30. It’s a shame you don’t have a donate button! I’d most certainly donate to this fantastic blog!

    I suppose for now i’ll settle for book-marking and adding your RSS feed to
    my Google account. I look forward to new updates and will
    talk about this website with my Facebook group.

  31. I every time used to read article in news papers but now as I am a user of internet therefore from now I am using net for articles,
    thanks to web.

  32. I just like the helpful info you provide in your articles.
    I will bookmark your blog and test again right here regularly.
    I’m rather certain I will learn many new stuff proper here!

  33. Hey are using WordPress for your site platform? I’m new to the blog world but I’m trying to get started and create my own. Do you
    need any coding knowledge to make your own blog? Any help would be greatly appreciated!

  34. What an insightful read! It is actually rejuvenating to stumble upon a blog site that provides
    simple facts therefore clearly. Well carried out.

  35. hi!

    It’s been some time since we last communicated, but I just read a warning article online about youmobs.com and thought it important to email you guys to disprove this review.

    It appears like there’s some unfavorable news that could be harmful to your reputation.
    Knowing how fast misinformation can spread and hoping not you to be taken by surprise, I thought it best to inform you.

    I’m hoping it’s all a mix-up, but it seemed prudent you should know!

    Best,
    Dyan

  36. Hey hey!

    We haven’t spoken in a while, but I just read a very negative opinon online about youmobs.com and immediately needed to reach out to confirm this article.

    It appears like there’s some unfavorable news that could be detrimental.
    Knowing how easily stories can get out of hand and not wanting you to be caught off guard, I felt the need to inform you.

  37. Quick heads up

    It’s been some time, but I just saw an article online about youmobs.com and thought it important to reach out to disprove this review.

    It appears like there’s some unfavorable news that could be detrimental.
    Being aware of how quickly rumors can spiral and wishing not you to be taken by surprise, I decided to warn you.

    Here’s where I came across the info:

    I hope it’s all a mix-up, but it seemed prudent you should know!

    Best wishes,
    Spencer

  38. hi!

    It’s been some time since we last communicated, but I just got emailed a warning article online about youmobs.com and thought it important to email you guys to disprove this review.

    It looks like there’s some negative press that could be detrimental.
    Understanding how fast misinformation can spread and wishing not you to be unprepared, I thought it best to warn you.

  39. hi there!

    It’s been a while since our last conversation, but I came across something online about youmobs.com and immediately needed to reach out to confirm this article.

    It looks like there’s some negative press that could be potentially damaging.
    Being aware of how easily stories can get out of hand and wishing not you to be taken by surprise, I felt the need to inform you.

  40. Howdy!

    We haven’t spoken in a while, but I just read a warning article online about youmobs.com and thought it important to email you guys to disprove this review.

    It seems like there’s some unfavorable news that could be detrimental.
    Understanding how quickly rumors can spiral and hoping not you to be caught off guard, I felt the need to inform you.

  41. hi there!

    It’s been a while, but I recently stumbled upon a slam piece online about youmobs.com and immediately needed to reach out to disprove this article.

    It seems like there’s some rumors circulating that could be harmful to your reputation.
    Understanding how fast misinformation can spread and wishing not you to be unprepared, I thought it best to notify you.

    I’m hoping it’s all a misunderstanding, but it seemed prudent you should know!

    All the best to you,
    Rodolfo

  42. hey

    We haven’t spoken in a while, but I just got emailed a warning article online about youmobs.com and felt it necessary to message you guys to confirm this review.

    It seems like there’s some negative press that could be detrimental.
    Being aware of how quickly rumors can spiral and wishing not you to be unprepared, I felt the need to inform you.

  43. Hello

    We haven’t spoken in a while, but I just saw an article online about youmobs.com and thought it important to reach out to confirm this review.

    It appears like there’s some unfavorable news that could be harmful to your reputation.
    Understanding how fast misinformation can spread and hoping not you to be unprepared, I felt the need to notify you.

  44. hi there!

    It has been quite some time, but I just saw a very negative opinon online about youmobs.com and felt it necessary to reach out to validate this article.

    It appears like there’s some rumors circulating that could be harmful to your reputation.
    Understanding how easily stories can get out of hand and hoping not you to be taken by surprise, I thought it best to warn you.

LEAVE A REPLY

Please enter your comment!
Please enter your name here

Most Popular

Recent Comments

Tiffin Service in Mississauga - Yummy Temptations on Apple unveils the new 13- and 15‑inch MacBook Air with the powerful M3 chip
Digital Marketing Service Brampton - Sandhu Marketing Agency Inc on Apple unveils the new 13- and 15‑inch MacBook Air with the powerful M3 chip
Macbook Air M3 new 13- and 15‑inch MacBook Air ... on Apple unveils the new 13- and 15‑inch MacBook Air with the powerful M3 chip